Whats A Good Credit Score by Christopher Wright-28097
Great question..no simple answers. Understand that there are three primary
credit score providers (at least the most used and trusted). They would
be Equifax, TransUnion, and Experian. Equifax is often considered to be
the most used and trusted since they were the ones who began the whole
credit scoring model. So, lets use them as a basis for this discussion.
FICO, which is Equifax's credit scoring model name, has several levels.
Each level covers a different range of scores.
Bad is 499 and below. If you're in this range, you'll find it hard to
buy a glass of water on credit.
With a 500-580 score. You'll be able to get a loan, but you won't like
it. You'll have nightmares about your interest rate.
Low is 580-619. Not much to celebrate about..but at least you can still
pick on the people in the low category.
Fair is 620-679. Things are looking up for you. You get better terms on
financing.
Good is 680-699. Now you'll be able to get 'preferred' financing. Translation.
You'll actually be getting normal financing, but so many people have been
in the lower ranges so long that it does seem to be 'special' financing.
Excellent 700-850. Banks fall over themselves trying to win your business.
This is when you're truly in control.
Procrastination. It can be your greatest financial downfall. Don't wait
until an emergency arises and you discover you can't get access to the
financial help you desperately need because of your terrible credit score.
Remember an once of prevention is worth a pound of pain.
‘Legal Credit Manipulation' free ecourse. Don’t be held hostage by private
bad credit lenders for high interest rates. Learn the secrets to creating
the credit you need, want and deserve. Click here at Bad Credit Repair.
Christopher Wright, Financial Cancer Specialist Personal Loan For Poor
Credit
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Friday's Sentinel police reports (The Sentinel)
SU students charged with theft Two Shippensburg University students police say used a stolen credit card were arraigned Wednesday. Shippensburg University police say Andrew Patrick Morris, Hershey, and Shea Hicks, Shippensburg, both 22, were charged with the theft and use of a credit card stolen from a woman's purse while she worked out at the university's recreation center June 17.
